Asset Finance Solutions

At DoctorLoans.com.au, we make it easy for healthcare professionals to finance the essential equipment needed to run a modern, efficient clinic.

Whether you’re fitting out a new practice or upgrading existing tools, asset finance allows you to access medical-grade equipment without tying up your working capital.

  • Diagnostic tools
  • Treatment room essentials
  • IT and telehealth infrastructure
  • Pathology and point-of-care equipment
  • Waiting room furniture and clinic fit-out items
  • Motor vehicle finance

With flexible structures we tailor solutions to suit your practice’s cash flow and ownership preferences.

frequently asked questions

What types of assets can I finance with an equipment loan?

We have funding solutions for many types of assets not limited to vehicles, machinery, technology and office equipment, medical equipment, farming and agricultural equipment or office and shop front fit outs.

What information do I need to provide to apply for an equipment loan?

This can depend on a few factors including the type of asset, the loan amount required and how long the business has been operating. There are fast track and short form processes available where, in some cases, no financial statements are necessary.

Can I finance second hand equipment/vehicles?

Yes. Many lenders offer financing options specifically for used assets, which can be a cost-effective way for businesses to acquire necessary equipment without the high price tag of new items. Lenders will consider the age and condition of the asset and may require an inspection prior to funding.

Can I borrow against vehicles or equipment that I already own?

Yes. Some lenders will provide funding for assets which the business already owns. This can free up cash flow for working capital, to purchase new equipment, pay off debt or expand operations.

What are the benefits of financing equipment instead of paying up front?

Financing rather than buying outright allows you to spread the cost of the equipment over time, rather than making a large upfront payment. This can free up cash to assist with working capital requirements and/or other investments. Depending on your situation, there may also be tax benefits by choosing to finance.     

Can I get an equipment loan if my business is a start up?

Yes. There are options available for new businesses that require equipment. Cash flow forecasting is generally required in this instance and other conditions apply.